If you swiped your credit or debit card at a Trader Joe’s between March 5, 2019, and July 19, 2019, you may be in line for a payout from a $7.4 million class-action settlement.
Understanding the Trader Joe's Settlement: What Happened?
In 2019, Trader Joe’s faced a class action lawsuit over printing too many digits from customers’ credit or debit cards on receipts. This practice violated the Fair and Accurate Credit Transactions Act (FACTA), a federal consumer protection law aimed at preventing identity theft.The grocery chain has agreed to a settlement of $7.4 million to resolve the issue.
FACTA mandates that receipts can only display the last five digits of a debit or credit card number. This precaution is intended to safeguard consumers from potential fraud and identity theft.
Trader Joe's Settlement Eligibility: Who Can Claim?
Any customer who purchased goods or services at a Trader Joe’s store using a credit or debit card between March 5, 2019, and July 19, 2019, is eligible to file a claim. No proof of harm or financial loss is necessary to qualify for the settlement.
Class members may be eligible to claim approximately $102.45 from the settlement.
To file a claim, visit the official Trader Joe’s website and navigate to the settlement details page. The deadline to file a claim is June 9, 2026.
Trader Joe's Settlement Payout: What's Next?
The $7.4 million settlement fund will be distributed among eligible claimants, with additional portions allocated to attorneys' fees, costs, and incentive awards for the named plaintiffs who initiated the lawsuit.
Class members are encouraged to submit their claims as soon as possible to ensure they receive their share of the settlement.
This settlement serves as a reminder of the importance of consumer protections and the role of class-action lawsuits in holding businesses accountable for violations of privacy laws and regulations.
Watch for further updates and ensure you file your claim by the deadline. The settlement serves as a reminder of the importance of consumer protections and the role of class action lawsuits in holding businesses accountable for violations of privacy laws and regulations. It also illustrates how consumers can benefit from staying informed and taking action when their rights are infringed upon.
