In a groundbreaking move, Bilt has launched **Bilt Card 2.0**, a suite of three credit cards that extend rewards to homeowners by allowing them to earn points on mortgage payments. This innovative update not only caters to renters but also opens up new avenues for homeowners to maximize their rewards.
Bilt 2.0 is set to launch on February 7, 2026, introducing three new credit card options with varied fees ranging from $0 to $495. The cards are issued by Cardless, marking a transition from Bilt's previous Mastercard offerings. This new lineup is designed to provide a more rewarding experience for cardholders, offering points on rent, mortgages, and a plethora of neighborhood merchants.
The Bilt Card 2.0 represents a significant evolution in the rewards credit card space, potentially making mortgage payments, one of the largest monthly expenses for most people, actually rewarding. This new system allows cardholders to earn both points and Bilt Cash back on various expenses, making it a versatile choice for a wide range of consumers.
One of the standout features of Bilt Card 2.0 is the ability to earn points on mortgage payments, which is a first in the credit card industry. This feature, combined with the option to earn points on rent and other everyday purchases, makes Bilt Card 2.0 a highly attractive option for both homeowners and renters.
The new cards offer up to 2x points on everyday purchases and 4% back in Bilt Cash, providing substantial rewards for frequent users. Additionally, the cards come with no transaction fees, enhancing their appeal as a cost-effective rewards program.
For those who pre-order, the Bilt Card 2.0 offers additional incentives, ensuring that early adopters can maximize their rewards from the start. The new cards are designed to seamlessly integrate with Bilt's existing rewards program, allowing users to continue earning points on rent and other qualifying expenses.
With the launch of Bilt Card 2.0, Bilt is poised to transform the credit card rewards landscape, offering unparalleled benefits for homeowners and renters alike. As the credit card industry continues to evolve, Bilt's innovative approach to rewards is set to redefine how consumers earn and redeem points on their everyday expenses.
